For business owners who own real estate
Turn Your Property's Equity Into a Reusable Line of Credit
Access up to 85% of your property's value through a Business Line of Credit — fixed rates from about 7%, terms up to 30 years, funding in as little as 3–5 days.
600+ credit • No revenue minimum • Startups eligible • Soft credit pull — won't affect your score
Backed by the Fundwise network — 40,000+ businesses served
Built for speed, not red tape
Fixed rates starting ~7%
Up to ~15% depending on your profile — no surprise adjustments.
A true revolving line
Draw, repay, and draw again. No reapplying each time.
Terms up to 30 years
Choose 10, 15, 20, or 30-year terms to fit your plan.
$15,000 to $750,000
Credit lines sized to your equity and your goals.
No daily ACH, no factor rates
None of the predatory mechanics of cash-advance products.
Funding in 3–5 business days
Move at the speed of your business, not a bank's.
Minimal paperwork
No tax returns, no P&Ls. Approval is equity-based.
No prepayment penalty
Pay it down whenever you want, free of charge.
How it works
Tell us about your property
A 2-minute form with a soft credit pull only — it won't affect your score.
We find your offer
Our team reviews your equity and matches you with the right program.
Draw funds when you need them
Pay down credit cards, fund payroll, seize opportunities. Repay and redraw anytime.
How much could you access?
Enter your numbers for an instant equity estimate.
You could access up to
$160,000
Example: $400,000 value − $180,000 owed
Estimate only. Your final credit line is subject to review and approval.
Who qualifies
You're likely a fit if
- You own real estate — primary home, second home, investment property, or any 1–4 family residential property
- Your credit score is 600 or higher
- You have an active business bank account
- Startups welcome — there is no minimum revenue requirement
- Existing mortgages are OK — the line can sit up to 3rd position
Not a fit if
- You don't own any real estate
- Credit score below 600
Start your application
Takes about 2 minutes. Soft credit pull only — it won't affect your score.